Kotak811, a premier digital banking platform in India, has unveiled its new 3 in 1 super account, which combines a savings account, a fixed deposit, and a secured credit card in partnership with super.money. This offering is tailored for Core India, a rapidly expanding demographic of everyday Indians seeking straightforward, digital-first financial solutions. This group includes salaried professionals, digital natives, students, and recent graduates who aim to start small, maintain control, and maximize their financial potential. The 3 in 1 super account is specifically designed to cater to their demands through a single, user-friendly solution. Manish Agarwal, Head of Kotak811, remarked, “The 3 in 1 super account consolidates saving, spending, and borrowing into one platform.
It is intended for individuals who wish to better manage their finances without the hassle of paperwork or complexity. It is straightforward, safe, and crafted for daily use.” The account offers several features: – Begin with ₹1,000: Open a fixed deposit to get started – Earn more: Interest on the fixed deposit plus cashback on expenditures – Use UPI with credit: Continue your regular payment methods while earning rewards – Secured Kotak811-super.money credit card: Backed by your fixed deposit, no income proof necessary – No paperwork: Completely digital onboarding – Maintain control: Your fixed deposit determines your spending limit. Prakash Sikaria, founder of super.money, stated, “Our target audience aligns with that of Kotak811—digital-first users who prefer convenience and rewards.
We are merging reliable banking with digital-first innovation to simplify credit access as easily as making payments.” Jay Kotak, Co-Head of Kotak811, added, “Kotak811 caters to a broad Core India audience seeking practical financial advancement. These users are digitally savvy yet cautious about credit. They desire control, transparency, and value. The 3 in 1 super account perfectly aligns with these preferences—it is simple to initiate, easy to operate, and fosters confidence in money management.” To begin, visit kotak811.com/3in1SuperAccount or download the super.money app. *Conditions Apply. Credit card issuance is at the Bank’s sole discretion.